Nauto provides insurers with the data necessary to package a wide range of enhanced mobility products and services to their customers. With Nauto’s data and analytics in mind, insurance companies can target new markets with insights tailored specifically for each customer segment from specialized fleets to teen drivers. The economical choice for any fleet, Nauto's smarts can help reduce fraud and loss adjustment expenses by as much as 25%.
True View of Claims
Nauto provides insurers with a true view of driver events so they can assess claims accurately, diminish fraud and cut down expenses. Annotated videos of significant incidents mean insurers can rest assured that even the lightest of dings are fully documented. Our detailed, automated reporting results in streamlined claims handling and faster settlements of easy claims. Nauto reduces expenses by streamlining the process of first notice of loss.
Going beyond the basics of usage-based insurance, Nauto can help insurers tailor unique plans to each of their drivers in a scalable fashion. Nauto’s advanced sensor technology enables insurers to increase the precision of risk assessment and use quality-based metrics to drive costs down, reduce information asymmetry and premium leakage.
Know your customers
With Nauto, insurers get to know each and every driver as well as fleets as a whole. Forge lifelong customer relationships with safer, smarter drivers and fleet managers who may benefit from personalized coaching, insight and guidance. VERA (or vision enhanced risk assessment) provides deep and meaningful insight into each customer.
Nauto provides insurers with the data necessary to package a wide range of enhanced mobility products and services to their consumers. With Nauto’s data and analytics in mind, insurance companies can target new markets with insights tailored specifically to each customer segment from specialized fleets to teen drivers.
Smarter Risk Prediction
With a complete understanding of every driver, insurers can predict risk like never before. Nauto’s driver analysis combines all the factors in a commercial driver’s risk profile to surface key recommendations that insurers can use to curb risk, flag those in need of review and offer coaching. Nauto also identifies and measures the impact of “near misses,” providing insurers with smarter proxies for behind-the-wheel performance. This helps insurers better assess individualized risks and improves underwriting segmentation.
Making complicated integration a thing of the past, Nauto simply plugs into existing infrastructure running entirely in the cloud or within claim systems like Guidewire. Nauto surfaces the most useful video and most precise vehicle information automatically via a system that filters, aggregates and enriches vehicle and incident data.